Bank Charges

Bank Charges (updated on 17/03/2026)
Charges
1 NEFT/ RTGS Amount
Up to Rs. 10000/- 2.50 + GST
Above Rs. 10,000 & Rs. 1 Lac  5.00 + GST
Above Rs. 1 Lac up to  Rs.2 Lac 15.00 + GST
Above Rs. 2 Lac  30.00 + GST
2 OBC Charges (Cheques)
Up to Rs. 5000/- 25 + GST
Up to Rs. 10000/- 50 + GST
Above Rs. 10000/- To 100000/- 100 + GST
Above Rs. 100000/- 150 + GST
3 IBC Charges Bills
Up to Rs. 1000/- 25 + GST
Rs. 1001/- up to Rs 5000/- 25 + GST
Rs. 5001/- up to 10000/- 50+GST
Rs. 10001/- above to Rs 50000/- 100 + GST
Above Rs. 50000/- 150 + GST
4 Cheque Book Issue Charges
Saving Account First Cheque Book Free (Min 6 leaves to be used) Present
Second Cheque Book 100+GST
Monthly Balance Min. 1000/-
Cheque Book for Financial Cos. 100+GST
Free cheque book Charges 50000/- Balance Minimum
Current/OD/CC Account 2/- per leaf + GST
Monthly Min. Balance 5000/-
5 Cheque Stop Payment  Charges
For Single Cheque 200/- per cheque + GST
For more than one cheque 200/- per cheque + GST
6 Cheque Return Charges Inward 200 + GST
Outward (LBC) 100 + GST
7 Processing Chagres on Advances
Chagres for loan Application Form 100/- File Chagres
1 to 10 Lakhs ( Other Than HL) 500/- + GST
More than10 Lakhs to up to 25 Lakhs 1200/-  + GST
More than 25 Lakhs up to 50 Lakhs 1500/-  + GST
More than 50 Lakhs 2000/-  + GST
HL up to 10 Lac 1000/-  + GST
8 DD Commission
Up to Rs. 1000/- 20 +GST
Rs. 1001/- to Rs. 5000/- 20 +GST
Rs. 5001/- to Rs. 10000/- 25+GST
Rs.10001/- to Rs. 100000/- 1.50 per thousand +GST
Above Rs. 100000/- to 1000000/- 1.50 per thousand +GST
above Rs. 1000000 1.50 per thousand +GST
DD/Pay Order Cancellation Charges 50 +GST
Duplicate DD/PO Issue Charges 200 +GST
9 Pay Order Commission
Up to Rs. 500/- 20 + GST
Rs. 500/- to Rs. 1000/- 20+ GST
Rs. 1001/- to Rs. 5000/- 25 +GST
Rs. 5001/- to Rs. 10000/- 25 +GST
Rs. 10001/- to Rs. 100000/- 1.50 per thousand + GST
Above Rs. 1 Lac & Above 1.50 per thousand + GST
above Rs. 10 Lac & Up to Rs. 50 Lac 1.50 per thousand + GST
10 Minimum Balance Chagres
In SB A/c With Cheque Book Facility 1000/- Balance
Without Cheque Book Facility 500/- Balance Without Cheque
C/D A/c  5000/- Balance
SB A/c ATM Facility 2000/- Balance
11 Charges On Closing A/c
(Prior To completion of one year of Opening)
SB A/C 100+GST
CD/A/c 200 +GST
Where A/c is Closed on  Death of A/c Holder & Transfer Deaf Account NO CHARGE
12 Duplicate Pass Book Issue/Statement of A/C
Statement of A/c (CD/CC/OD/A/c/SB A/c) 100 + GST
Duplicate Pass book with latest Balance 100 +GST
12 For DELAYED DEPOSIT OF INSTALMENT
IN RD A/C 1.50 Per Thousand Per Month + GST
14 Charges of Safe Deposit Lockers
Small Locker 1000/- +GST
Medium Locker 1500/- + GST
Large Locker 2500/- + GST
F.D. Required for Locker :-
Small Locker :-                     Rs.- 20,000/-
Medium Locker :-                 Rs.- 30,000/-
Large Locker :-                     Rs.- 50,000/-
15 PENALTY FOR DELAYED DEPOSIT OF Locker Rental
Small Locker 100/- Per Year + GST
Medium Locker 150/- Per Year+ GST
Large Locker 250/- Per Year + GST
Charges for Locker Break Open
(Due to Customer Fault) Actual EXP.
16 Prematurity
FD/KD/RD 1% Less from the applicable rate of the tenure
17 Ledger Folio Charges
CC/CD/OD per 40 Entries 100/- +GST Per Half Year
SB No
18 Loan
ITR Verification per year 100/- +GST
CIBIL – Per CIBIL 100/- +GST
CERSAI – Per CERSAI 500/- +GST
Valuation 800/- per property +GST
Search 1000/- per property
Housing Board 2000/- per property
FY Search Report for property (UIT/Rajasthan Housing Board/ Nagar Nigam & Any other department 800/-
19 ECS inward /outward return charges 250/-+GST